Common Bond

If you are living or working within our common bond you are eligible for membership with St. Colmcille’s Kells Credit Union. This reflects the fact that Credit Unions are mutual organisations run for the benefit of our members. Our common bond extends to any person residing or working in the vicinity of Kells. Please view the map below or contact our office to find out if you’re eligible for membership.


Membership Benefits

Members of a credit union enjoy many benefits, including:

  • Competitive loan interest rates.
  • Loan life protection insurance at no direct cost to you.
  • We have a wide range of financial services available with a variety of discounts and free services for members.
  • There was a 15% Loan Interest Rebate paid to our members in 2018.
  • Security of savings through the credit unions’ fidelity bond, the Irish League of Credit Unions’ Savings Protection Scheme, and the Government Savings Protection Scheme. (All member’s shares are guaranteed up to the amount of €100,000).
  • The knowledge that your savings are being used for the benefit and development of your community.
  • Return each year in the form of a dividend on your savings.