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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Instant Access Loan (<5k)

  • Saved or borrowed from Kells CU in the past
  • Clean Credit Report
  • Proven ability to repay
2

Quick & Easy Loans

  • Quick check to see if you meet the terms and conditions
  • No loan documentation required
  • Apply online or phone - Pick up the same day you apply
3

Identification

  • Photo ID – Drivers License/Passport
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 months
  • Proof of PPSN – Medical Card, Pay slip, P60
Lending criteria

Instant Access Requirements

  • This loan type is dependent on your credit history and transaction record with us. If you meet the checks and Ts&Cs applicable to this loan your cheque will be issued instantly. Don’t worry if you don’t meet the criteria; a lending officer may require documuentation to consider the application.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Existing members can come in to any of our offices, call us on 046 9240 299 or make an application online when they are registered. We can then discuss your needs and proceed with your loan application.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with St. Colmcille’s Kells Credit Union please contact us today.

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