At St. Colmcille’s (Kells) Credit Union Limited, we are delighted to offer you a complete range of products and a high standard of service with minimal cost.
However we are required to pass on some charges to our members in relation to certain services particularly where we incur a cost from our providers. At St Colmcilles (Kells) Credit Union we do our best to keep these costs as low as possible whilst offering most services absolutely free!
Please see full breakdown on charges below:
General Account Fees
Member Statement – Free
Cert of Interest – Free
Membership Fee on Joining – €0.65
Historic Transaction Search – €10
ILCU Affiliation per Annum – €0.90
EFT & Bill Fees
Credit Transfer Outward (Bill Pay, eCheque) – Free
Credit Transfer Inward (Payroll, social welfare) – Free
Internal Transfers – Free
CU Online Fees
CU Online Registration – Free
PIN/Password re-issue – Free
Online Credit Transfer (Bill Pay, echeque etc) – Free
Direct Debit Fees
Unpaid Direct Debit – Free
Direct Debit Set up – Free
Cheques Issued
Cheques Issued Fee – Free*
Stop Cheque Fee – €5.08
Cheque & Coin Lodgement
Cheque Lodge Fee – Free*
Unpaid/Returned Cheque Fee – €3.30
Full Bags of Coin – 3% per lodgement
Foreign Exchange Commision
Buy Note/Cheque Commission 1% – (min €1.00 – max €6.35)
Sell Note/Cheque Commission 1% – (min €1.00 – max €6.35)
No Commission for Over 65’s
CU Access Account
€15 per Quarter
No fee for under 16s and over 65’s
*Depositing Cheques
*First 12 Cheques in a calendar month are FREE
*€0.60 per cheque thereafter in that calendar month.
*Members who withdraw 3 or more cheques per transaction will be charged €1 per cheque issued
If you require any further information, please contact on 046-9240299 or visit our office.
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