Student Loan

St Colmcille’s Kells Credit Union offers a very competitive rate of 3.99% (4.05% APR), for loans taken out over a one-year period to cover the cost of student fees.

However we realise that when going to college or starting an apprenticeship, there’s a lot more to pay for than fees. That’s why we also offer a rate of 6.99% (7.24% APR) to help cover all other education costs.

Advantages to our student loans include:

  • Applying is fast and easy
  • There are no set up fees
  • Loan interest is charged on the reducing loan balance
  • The Student Fee rate (just 4.05%APR) is really low meaning repayments are really low
  • Fast loan approval
  • Flexible payment terms to suit you
  • If you hit the big time there are no penalties for paying off the loan early