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Loan Calculator

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APR 11.00%

APR 11.00%

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Loan Enquiry

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What We Require From You
1

Personal Loans (<€10k)

  • 2 months bank statements (most recent)
  • Proof of income 2 recent payslips, social welfare receipts, proof of all pensions
  • Self-employed - Recent set of accounts, tax clearance
  • Other documentation may be required on assessment
2

Personal Loan (€10k+)

  • 3 months bank statements (most recent)
  • Proof of income 3 recent payslips, social welfare receipts, proof of all pensions
  • Self-employed - Recent set of accounts, tax clearance
  • Other documentation may be required on assessment
3

Personal Loan (€25k+)

  • 3 months bank statements (most recent)
  • Proof of income 3 recent payslips, social welfare receipts, proof of all pensions
  • Self-employed - Recent set of accounts, tax clearance
  • Other documentation may be required on assessment
Lending criteria

Shares (Saving) Required

  • 10-20% of the loan amount you required depending on your history with the Credit Union. Please note we can still process an application subject to a lodgment to your savings.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply


If you are a 1st time borrower or looking to become a member call 046-9240299 and make an appointment, you can open an account and apply for a loan on the same day! If you are a current member and have online access please follow link below to apply

Online Banking Log In Register

Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with St. Colmcille’s Kells Credit Union please contact us today.

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