The philosophy of St Colmcilles (Kells) Credit Union dates back to 1961, our Mission is to support and promote the financial well-being of the community.
Farming is a vital integral part of our community; the credit union understands the significant variation both within and across farm sectors. With this in mind St Colmcilles (Kells) Credit Union has ventured into the market of providing Agri Loans. Farm Income and expenditure vary through the year; therefore our Agri Loans are structured to meet the financial needs of individual farmers.
Currently we offer loans over 5 or 10 years with the flexible option of weekly/monthly/quarterly repayments. Interest is calculated on a reducing balance basis, therefore the quicker you pay your loan the less interest you pay. This loan is insured in the event of death at no extra cost to the member. Terms and conditions apply.
There are no penalties for early redemption.
Regardless of the scale of the farm operation, our strategy is to tailor our Agri Lending to meet diverse farming requirements with loans ranging from €10,000 to €100,000 – we aim to underwrite and make a decision within 24 hours. Agri Loans can be applied for immediately.
We have a dedicated Agri Lending team at St Colmcilles (Kells) Credit Union – so don’t delay call today on 046-9240299
We Offer:
Fast Approval
Repayments set to meet your personal circumstances
Free Life Loan Protection Insurance
No Document Fees
No Set Up Fees
No penalty for early redemption of your loan
We are Local, Loyal and Lending, please contact us on 046-9240299, apply on-line at Cu Mobile or pick up a Loan pack in the office.
Where you are a ‘Small Enterprise’ that is an enterprise which employs fewer than 50 persons and which has an annual turnover and annual balance sheet total which does not exceed €10 million; please be aware of the following in respect of any loan that you would like to apply for with Kells Credit Union.
You are entitled to request a meeting with the Credit Union to discuss any proposed application for credit;
The timelines applicable to the assessment of a credit application are as follows;
St Colmcille’s(Kells) Credit Union Ltd may require the following documents in support of your application for credit;
St Colmcille’s(Kells) Credit Union Credit Union may require submission of a business plan in support of an application for credit;
A description of the information that may be required in a business plan, including information on the structure and content of the business plan is as follows;
Credit Union to include a statement confirming whether a refused application for credit will result in a negative impact on the borrower’s credit rating;
You can request a description of the Credit Union’s policies on security;
You can request a copy of Government support schemes available from or through the Credit Union (where applicable).
Like many other websites, we use cookies. For further information, please see our Cookies Policy. By clicking "Accept All", you consent to the use of ALL cookies in accordance with our Cookies Policy. By clicking "Reject All" you are rejecting the use of non-essential cookies. However, you may visit Manage Cookies to amend your consent at any time.
This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience. For more information please see our Cookies Policy.
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.